Buying My First Home Archives

Aug 26

First home buyer profile

By afg_admin Buying My First Home, News

Caitlin and Joel Loan amount: $670,000. Monthly repayments: $2700. Grants accessed: First homeowner $15,000 and 2020 HomeBuilder $25,000. Deposit: 15 per cent plus 5 per cent guarantor finance to reach the 20 per cent threshold required to avoid paying Lender's Mortgage Insurance (LMI). While 2020 was the year many…

Feb 16

Going for broker

By afg_admin Buying My First Home, Finance Help, News

In a year when just about every real estate record was broken, home buyers turned to mortgage brokers in droves. More than two-thirds - a record 66.9 per cent - of residential mortgages were written by brokers in 2021.1 That's a leap of 6.8 per cent on the year before…

Aug 19

Pitching in without falling out

By afg_admin Buying My First Home, Finance Help, News

Lenders are helping parents boost their children's buying power without putting their house or relationships on the line. Despite a patchy customer service history, the Bank of Mum and Dad is soaring to new heights as the property market booms. And no wonder - conditions are perfect to drive inter-generational…

Feb 27

Is this the year of the first home buyers?

By afg_admin Buying My First Home, Finance Help, News

Many first home buyers now have access to a new government scheme that could get them into their first homes years sooner. Housing affordability is a key challenge for many younger people who are struggling to get into the housing market. Despite historically high house prices levelling out and lower…

Dec 02

There’s a lot more than the big four

By afg_admin Buying My First Home, Finance Help, Refinancing My Home Loan

The history of Australian banking has always been dominated by the big four - ANZ, Commonwealth Bank, NAB and Westpac.

Sep 05

Are Home Buyers Back in Power?

By afg_admin Buying My First Home, Finance Help

With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two interest rate drops – it looks like things are swinging back into the borrowers’ favour. The election result took most of us by surprise. The…

Nov 27

The great Australian dream – Is home ownership for millennials a reality?

By afg_admin Buying My First Home, Finance Help, Home Lifestyle Tips

Is the Great Australian Dream to own your own home over? That's the question on the lips of Millennials around Australia... and indeed many of their parents who are still providing a roof over the head of these 20-plus somethings.

Aug 20

National property pulse check – what’s happening in your market?

By afg_admin Buying My First Home, Finance Help, Investing In Property

If Dorothea Mackellar was here today she might replace her famous poetry line about "ragged mountain ranges" with one about the country's home price ranges. Just like our natural geography, the nation's property landscape is one of contrasts.

Aug 13

Factors affecting our property prices

By afg_admin Buying My First Home, Finance Help, Investing In Property

While prices are a product of supply and demand, it's worth understanding the factors that sit beneath both sides of the equation. In other words, what drives supply and what drives demand?

Aug 13

Think local

By afg_admin Buying My First Home, Finance Help, Investing In Property

While you're getting your head around the macro, don't lose sight of the micro. Median house prices can vary greatly from suburb to suburb. Here's the local data house-hunters should have to help make an informed decision.

Buying My First Home

First home buyer profile

Going for broker

Pitching in without falling out

Is this the year of the first home buyers?

There’s a lot more than the big four

Are Home Buyers Back in Power?

The great Australian dream – Is home ownership for millennials a reality?

National property pulse check – what’s happening in your market?

Factors affecting our property prices

Think local

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